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5 Possible Ways To Reduce Impact Of E-Levy

Published

9 months ago

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E-levy: GRA To Refund All Wrongful Deductions To Consumers

Ahead of the operationalisation of the controversial Electronic Transaction Levy (E-Levy) on May 1, 2022, some tax experts and analysts have outlined ways to possibly reduce the impact of this tax on Ghanaians.

Ghanaians have expressed outrage over the 1.5% E-Levy and the impact it will have on their incomes and life generally.

Some tax experts have however outlined some ideas that will help minimise the risk of paying the E-Levy.

According to the experts, while these ideas below will help one avoid the tax, it comes with the its risk as well.

1. Use the Ghana.gov platform to pay taxes 

Ghanaians are encouraged to pay their taxes through the Ghana.gov platform to reduce the impact of the E-Levy.

Experts say Ghanaians must use the option of paying through the Ghana.gov platform since this option is exempt from E-Levy charges.

2. Control the volume of electronic payments at the bank 

For the purpose of making payment by the electronic platform through the bank, an individual may have to regulate the payment so as to minimise the impact of the new levy.

3. ‘Physical’ cash-in and cash-out option

The E-Levy does not cover cash-out and cash-in made at the MoMo vendor. So there is the option of going to a MoMo merchant and asking them to deposit money into a particular MoMo wallet.

When the person withdraws (cash-out), they only pay the MoMo charges, not E-Levy.

4. Use merchant shortcode in transactions of business (for shops and supermarkets) 

The E-Levy does not cover payments made through a merchant’s shortcode registered with the Ghana Revenue Authority to pay income tax and VAT.

So to avoid being charged E-Levy on your transactions, first make sure that the supermarket/shop has a merchant shortcode registered to the GRA. You have to determine if the vendor is registered with the GRA before initiating the transaction.

5. Ensure your bank, MoMo account details are updated with the Ghana Card 

The E-Levy does not cover transfers between two or more accounts held by one person with a unique Ghana Card ID number.

So to minimise the impact, Ghanaians must update their bank accounts and mobile money accounts with the Ghana Card.

This way, they will not be affected by the tax when they transfer money from one account; say from their MTN wallet to their AirtelTigo wallet.

 

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Source: GhArticles.com

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Sex And Relationship

Do Not Give Your Girlfriend Money When Dating – Jessica Opare-Saforo Advises Men

Published

9 months ago

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May 5, 2022

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Do Not Give Your Girlfriend Money When Dating – Jessica Opare-Saforo Advises Men

In a video shared on her YouTube channel, Jessica stated that it is not okay for guys to give money to their girlfriends.

If the man is to give money regularly to his partner when dating, she argued that the relationship can collapse.

“People might think that giving their partner money guarantees loyalty, guarantees love, guarantees a happy relationship but I am here to tell you that it is actually not the case. If you are someone who has based your whole relationship on money as the solution to everything…there’s an argument and the next thing you do is give her money to go and buy her favourite thing, go shopping, what you are doing is actually damaging your relationship because money cannot be the solution to everything. There is more to life than money.

“Money is great, money is good, money makes things easier, a lot of things but it is not the solution to every problem,” said Jessica.

She added that women who make monetary demands often will leave the men when they are not able to give someday.

Watch the video below;

 

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Source: GhArticles.com

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Lifestyle Articles

Hey Preggo Ladies, Here Is What To Do When Labour Starts

Published

9 months ago

on

April 27, 2022

By

Pregnant lady in labour

Pregnancy is the most beautiful journey most women want to take but they tend to hit a crossroad when they get into labour.

Most women forget all the mental and physical preparations they’ve worked on for 9 months prior to being in labour. It’s true that they go through the most excruciating pain ever which can go for hours before the baby finally comes out.

Here are a few tips to remind on you on what to do during your labour period;

You can call your midwife or hospital straight away if you think you’re in labour. You will usually be assessed over the phone.

The first thing to do is try to stay calm. The stories you hear about babies arriving on the way to hospital or in the bathroom are the exception, not the rule. You probably have plenty of time.

If you’re not sure whether this labour has started, phone your midwife or labour ward for advice.

Checklist of things to do when your labour has started

  • Call your birth partner, or partners, to let them know.
  • Write down how much time there is between your contractions and how long each one lasts. If you have a smartphone you can use the timer function.
  • If you’re having a home birth, let your midwife know you think labour has started.
  • If you have other children and have arranged a babysitter, let your babysitter know.
  • Check you have everything you need. If you’re going to hospital make sure you have your bag, car keys or taxi number and money to pay for the parking meter or taxi.
  • Don’t forget to pack your pregnancy notes.
  • Try to relax!

When should I ring the hospital or midwife?

You can call your midwife or hospital straight away if you think you’re in labour. You’ll probably be offered an early assessment on the phone.

Your midwife will:

  • ask how you feel (any tightenings, bleeding or if your waters have broken)
  • ask you about your birth plans, hopes and any concerns
  • ask about your baby’s movements, and especially about any changes in this
  • explain what you can expect in the early stage of labour, including things you can try to help with pain
  • offer you support and pain relief, if needed
  • tell you who to contact next and when
  • give advice and support to your birth partner (if you have one).

Your midwife may believe you’re in the latent phase of labour. If this is the case, you’ll probably be recommended to stay at home where you can stay as comfortable as possible. You’re more likely to have a smoother labour and fewer interventions if you stay at home until labour is stronger and your contractions are regular.

Established labour is when your cervix has dilated to more than 4cm. At this point, you’ll start having stronger, longer and regular contractions. Contact your midwife, maternity unit or labour ward again when:

  • your contractions are regular and coming about 3 in every 10 minutes – you could use your phone to time them and there are lots of apps available that may help you keep track
  • your waters break 
  • your contractions are very strong, and you feel you need pain relief – if you are in severe pain during the latent stage you can ask for an epidural
  • you’re worried about anything.

Your midwife, maternity unit or labour ward will advise you when to come into hospital.

Who will be with me during labour?

If you’re having your baby at home, your midwife will be with you all the time unless you ask to be left alone with your birth partner for a while.

Once you’re in established labour, you should have one-to-one care from your midwife. There may be a student midwife working with your midwife. Your birth partner can be with you all the time.

If you have decided who you would like to have with you, you can put it in your birth plan.

 

 

 

 

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Source: GhArticles.com

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Lifestyle Articles

Could Your High Heels Be the Cause of Your Pain? 

Published

9 months ago

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April 26, 2022

By

High Heels

How can high heels make you feel pain?

All the joints, nerves, and tissues in your body are connected, and can impact one another. Your plantar fascia under the foot, connects to your calf and down to your under thigh and hamstring. The hamstrings connect to the hip joint area or pelvis, which is connected to the spine.

Wearing heels alters your posture, alignment and balance, causing you to stand with your back arched, and mounting pressure on the ball of your feet. This causes you to bear weight on the wrong areas, and could lead to pain in your feet, back and knees.

Preventing Back Pain From Wearing Heels

For many women, not wearing heels is not an option. I’m not saying you should stop wearing heels, but you can take some steps to avoid developing pain that accompanies wearing heels.

  • Reduce the amount of time you wear them.
  • Wear lower inched heels, preferably 2 inches, the closer your feet are to the ground, the better.
  • Avoid pointy toe heels, which can put a strain on the nerves in your feet, and also cause corns and calluses.
  • Wear high heels with better support, such as wedges or platforms, for better balance.
  • Buy shoes with soft/ leather insoles for comfort.
  • Massage, stretch, flex your feet after taking off your heels.
  • Use arch inserts and orthotics to align the feet and distribute weight.
  • Alternate footwear, so you aren’t wearing the same type of shoes every day

Routines to help you with pain relief 

  • Place a 1-inch book on the floor. You can stack up the book to 2-inches when you start to feel comfortable, but don’t exceed a 2- inches.
  • While standing upright, place the ball of your foot (base of the big toe ) on the book and your heels on the ground
  • Lean forward and pull your toes up, you can bend your knees a bit for convenience.
  • Hold the position for 30 seconds and do the alternate routine for both feet.
  • You may not necessarily have to stop wearing heels to reduce pain, but make better choices when it comes to your preference of heels. What you wear can affect your health. Make sure to try out these tips and tricks if you wear heels regularly, you’ll be sure to get relief.

If you can’t get relief using the methods suggested above, See a physiotherapist to help evaluate the cause of your pain and to provide relief to your pain.

 

 

 

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Source: GhArticles.com

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